Extensions and Variances Automated Requests System (EVARS)

A web-based application provides lenders an opportunity for automated request, review, approval, and rejection of Extensions of Time and Variances related to FHA-insured Title II forward loans.


Need Access to EVARS? Please complete the ECLASS training titled Module #7 Extension and Variance of Time Requests (EVARS) in order to gain access to the EVARS website. Click here to complete the training. Please note that if you do not have a ECLASS account you will need to register for a new account in order to take the required training.

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Servicing lenders may request an extension, which avoids curtailment of their debenture interest on future claims. A lender must complete form HUD-50012 Mortgagee’s Request for Extensions of Time to request an extension.

EVARS allows lenders to request for a variance when guidelines may otherwise prohibit the use of loss mitigation tools. The lenders must complete form HUD-90041 Request for Variance.

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